Instructions to members of public about CO.
OP. HSG. Societies and how to prevent
cheating at the
time of purchasing flats.
1. VERIFICATION OF OWNERSHIP OF LAND.
Ensure from the City Survey office that the
developer has been granted the N.O.C.
and the land is Non-Agricultural (N.A.)
Types of land Where to verify from
AMC Land The concerned office
Govt. land Verification from the Collector’s
MHADA land Verification from MHADA
For clear title, 7/12 (Sat Bara) Extract to
be verified from the "Talathi" OR "Tahasildar"
For Land in Dispute or in legal litigation -
approach "Bailiff" or "Arbitrator" from
2. N.O.C.’s OF VARIOUS AUTHORITIES
MSEDCL - For electricity supply.
- For drainage, water supply, commencement
3. TO CHECK THE LEGALITY OF THE CONSTRUCTION
A) Checking of Commencement Certificate or Intimation of Disapproval by the Municipal authorities.
B) Contact the Builder / Developer for
1. Plans submitted by the architect
2. Notice in Newspaper for clearance of title of the land
3. Certificate from solicitor
4. Confirm whether Residential or Commercial
5. F.S.I. permitted, and utilized by the builder
6. Percentage of reservation made for Government flats or any special category
7. Whether covered under Urban Land Ceiling Reservation
4. ENTERING INTO AGREEMENT
1. The agreement for sale should be properly signed by the concerned parties
2. The agreement must be attested by two witnesses
3. Only the agreement registered with the Collector will be treated as the "legal document"
4. Stamp Duty should be paid only at the Collector’s Office at the time of registration of the agreement
5. MODE OF PAYMENT
1. Cheque is the safest way of payment.
2. If paid by cash, insist on receipt.
3. Repayment of loans obtained from the Financial Institutions should be made only
to the concerned Institution and not to the builder or developer.
Every year, more than 30,000 vehicles are stolen in India out of these, only about half are traced, often in un-roadworthy
conditions, with many components missing. These vehicles are stolen only because thieves are provided with the opportunity to
steal them. Very often, cars are left improperly secured and unattended. It is only with the installation of anti - theft
devices that a thief's attempts can be frustrated. Parking in a secure parking facility (garage, petrol pump, etc.) at
night also safe-guards against theft. If such parking facilities are not available, parking in a well-lit area is the next best
alternative. It is advisable to get the number of your car etched on your windscreens and window glasses. It helps the
authorities to trace your car if stolen.
Simple do's and don'ts:
WHAT YOU SHOULD DO...
- Use securing devices like steering lock, clutch lock, brake lock, etc.
- Double-check all doors, including the boot
- If possible, install loud alarm systems in your car, so that thieves can be discouraged even if they manage to break into your car
- Try and use detachable music systems and take them with you whenever you park the car for a long time, so that there is no
temptation for thieves to make a quick steal when they see expensive items in parked cars
- Paint your car number on the front and rear end of the body, apart from the number plates. Ideally, have it etched on the
windscreens and window glasses too. This prevents them from being misused by criminals using fake number plates.
WHAT YOU SHOULD NOT DO...
- Never leave the vehicle door unlocked, nor the windows partially open. Make sure that the quarter glasses are properly secured
- Do not leave valuables inside the car, even if it is locked, as this will attract thieves.
- Do not overdo extra fittings, as these tempt prospective thieves.
- Never leave the key dangling in the ignition.
IN CASE YOUR CAR IS STOLEN...
- Report the theft to the nearest police station
- Inform your insurance company